What is a credit union? Who is OMEGA Federal Credit Union? Who can join OMEGA FCU?   This logo indicates the requirement for Adobe Acrobat Reader. Click here to download. What is a credit union?   Although we may offer many of the same services as a commercial bank, a credit union is structured very differently.  A credit union is a not-for-profit financial cooperative owned by its members.  Surplus earnings are returned to the members in the form of higher savings rates, lower loan rates and low or no fee products and services.  Credit unions are democratically run by a volunteer Board of Directors made up of, and voted on by the membership.  The Board of Directors establishes credit union policy and advises on the day-to-day operation of the credit union.   Learn more about credit unions here...         Who is OMEGA FCU?   OMEGA Federal Credit Union (formerly Bell International FCU) was founded in 1940. Originally we served only Bell and AT&T employees. Priding ourselves on friendly and helpful member service, we now serve over 500 member companies of varying size and industry.  OMEGA FCU is the 9th largest credit union in the Pittsburgh area (as rated by the Pittsburgh Business Times) and serves more companies than any other credit union in the region.     Who can join OMEGA FCU?   In order to become a member and an owner, participants must be employed by a company in OMEGA FCU's field of membership. Or, be related to, or living in the same household as another eligible member.    Find out   Strengthen your companies benefits package!  Go to our business center to see how your company can join OMEGA FCU and offer the benefit of credit union membership.