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E-Mail Scam
Attention Members - Your Funds are Safe!
Debit or Credit?
New On-line Banking Sign On Procedures starting 3/3/2008
New Service Centers YOU can use!
PNC Bank ATMs are SURCHARGE Free!
Reminder - Dormant Account Fee
Rollover Your 401(k) or 403(b)

Click here for Consumer News


There are e-mails being sent to our members to obtain account information. Please DO NOT reply to any of these messages. The e-mails are NOT legitimate and are PHISHING SCAMS to gain personal information. If you receive any of these messages - DELETE THEM! The messages look like they are being sent by a real government agency - IT IS A SCAM. DO NOT REPLY. Omega Federal Credit Union does not use e-mail to obtain personal information.


National Credit Union Share Insurance Fund

With all the discussion about the economy recently, OMEGA FCU would like to remind each and every one of its members that your Credit Union remains financially sound and stable. OMEGA officials continuously monitor the economy and make decisions accordingly with the best interest of our members as their priority. We would also like to remind our members that their deposits are federally-insured through the NCUSIF (National Credit Union Share Insurance Fund) backed by the full-faith and credit of the United States government up to at least $250,000 and some retirement accounts are also insured up to $250,000.

More information about the NCUSIF, and a calculator where you can estimate your insurance coverage are available on the NCUA’s Web site at www.ncua.gov.

Should you have any questions or concerns please call us at 1-800-496-8728.


When you use your debit card, some features are the same whether you pick debit or credit. Both transactions are withdrawn from your checking account and can be tracked using online banking or your monthly statement.

But there are important differences:

Choosing "debit" gives you:

- A PIN authorized purchase.

- The ability to get cash back.

Choosing "credit" gives you:

- A signature authorized purchase, allowing you to keep your PIN private.

- Access to more stores, since three times as many stores accept signature-based debit purchases.

- "Chargeback" protections that allow you to get your money back if there is a dispute with the merchant.

Because of these protections, we encourage you to pick "credit" and sign for your purchases.


Starting March 3, 2008, you will no longer need to sign on using the two-factor matrix.

The new on-line banking security structure is a flexible, layered system designed to learn each end user’s habits and adapt to his/her usage pattern. For the first 30 days of the new system there will be no discernable difference when using on-line banking. During that 30-day period the computer will be collecting data on each user to be used for verification purposes.

After the 30-day period, you will be stopped at log-in when your account is switched to the new procedures. (All accounts are being added to the new system over 6 weeks with approximately 900 accounts each week.) You will be asked to answer selected “challenge” questions to be used for authentication if the system deems a transaction to be “high-risk”. The new security method authenticates all users behind the scenes based on the previous collected information and will only ask for the “second” layer of security “challenge” questions if it detects a change in normal patterns.

If you answer all questions incorrectly, your account will be locked and you will have to contact an administrator during business hours, Monday – Friday 8 am – 4:30 pm.


Service Centers make your life easier!
The following are new service centers:

NEW! Clearview FCU

465 Valleybrook Road
Suite 600
McMurray, PA 15317
(724) 942-0650

Mon. – Thur. 9:00 am - 5:00 pm
Fri. 9 am – 6 pm
Sat. 9 am - 2pm

Clearview FCU

6071 Wallace Road Ext.
Wexford, PA 15090
724-934-3322

Mon. – Thurs. 9 am – 5 pm
Fri. 9 am – 6 pm
Sat. 9 am – 1 pm

Parkview Community FCU

2100 Eden Park Blvd
McKeesport, PA 15132
412-687-9564

Mon. – Fri. 9 am – 4:30 pm

For a complete listing of CU service centers

Go to www.cuservicecenter.com

Or Call 1-800-919-CUSC (2872)


PNC Bank ATMs are SURCHARGE Free!

All OMEGA FCU members can use any of over 3,400 PNC Bank ATMs surcharge free.

Sign up today for your STAR Debit MasterCard or STAR ATM Card and our free checking account.

Call 412-369-3802 for more details.


If a member has a Savings (Share) Account with a balance less than $500 with no other clubs, loans, checking account, CDs/IRAs or Visa Card AND does not make a transaction to the account at least once a year, a $50 yearly fee will be imposed. The fee will be taken at the end of June each year.

Childrens accounts are exempt from this fee.

Please call our Membership Department with any questions at 412-369-3822.


Retiring soon?
Need a safe place to put your 401(k)?
Have a 403(b) to move?

OMEGA FCU offers IRS approved IRAs!

No limits on rollover amounts.

Call 412-687-9506 to speak with an IRA specialist about your retirement account.


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