OMEGA Federal Credit Union Privacy Policy At OMEGA Federal Credit Union your personal financial privacy is of the utmost importance.  This privacy statement discloses how we collect, use and protect your financial privacy.  If you have any questions, please contact us at:   412-369-3800 in Pittsburgh 1-800-496-8728 outside Pittsburgh or at ofcumembers@omegafcu.com    NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS This is our privacy notice for our members.  When we use the words "you" and "your" we mean the following types of members: All of our consumer members who have a continuing relationship with us, such as: Deposit accounts Loan accounts Credit Cards Automobile lease we service Self-directed Individual Retirement Account where we act as custodian or trustee Financial, investment, or economic advisory services (for a fee) Home mortgage brokerage We will tell you the sources for nonpublic personal information we collect on our members.  We will tell you what measures we take to secure that information. We will also tell you what information we share with other entities.  We will explain what your rights are, and how you can exercise them.  If you share your account relationship with someone else, for example where you are a co-borrower or joint holder of a checking account, we suggest that you share this information with each other to ensure that each of you are aware of our policy and your options.   We first define some terms. We, our, and us means OMEGA Federal Credit Union.   Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you.  Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.   An affiliate is a company we own or control.   A nonaffiliated third party is a company that is not an affiliate of ours.   Opt out means a choice you can make to prevent certain sharing of information.  We will explain how you can exercise this choice.   THE INFORMATION THAT WE COLLECT We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms Information about your transactions with us Information about your transactions with nonaffiliated third parties Information from a consumer reporting agency THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.   NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES We may disclose nonpublic personal information to nonaffiliated third parties.  Here are the kinds of nonpublic personal information we disclose to nonaffiliated third parties: Nonpublic personal information we receive from you on an application or other forms, such as: Name Address Social Security Number You may opt out of the disclosure of the information listed above.   Types of Nonaffiliated Third Parties We may disclose nonpublic personal information about you to the following types of nonaffiliated third parties: Financial service providers, such as Securities broker-dealers Insurance agents We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.   Reasons for Disclosing Here is why we may disclose nonpublic personal information about you to nonaffiliated third parties: To provide you with information about additional products and services through CUNA Mutual, Inc. Limitations on Disclosure Here are the limitations we impose on the use of nonpublic personal information disclosed to nonaffiliated third parties: We only allow direct mail solicitations. NONPUBLIC PERSONAL INFORMATION AND FORMER MEMBERS We do not disclose nonpublic personal information about former members.   YOUR RIGHT TO BLOCK THE DISCLOSURE OF YOUR NONPUBLIC PERSONAL INFORMATION Nonaffiliated Third Parties.  If you do not want us to share your nonpublic personal information with nonaffiliated third parties, you can block the release of certain nonpublic personal information.  This is known as your right to "opt out."   Your decision to block the disclosure of your nonpublic personal information will apply to all products and services you receive from us.   If you have a joint account, an opt out instruction given by one participant of this account will affect all participants of the account.   If you wish to opt out of disclosures, you may do so by checking the appropriate box(es) on the Opt Out Notice and returning it by mail to:   OMEGA Federal Credit Union 206 Siebert Road Pittsburgh, Pennsylvania 15237 Attn: Membership