All rates for the week of 8/29/2010 - 9/4/2010.   Consumer Loan Rates Mortgage Rates Savings Rates       This logo indicates the requirement for Adobe Acrobat Reader. Click here to download. Consumer Loan Rates.   Minimum Share Balance upon approval : $5 Prime Rate: 3.25% Minimum Loan Amount: $500 Minimum Line of Credit Advance: $100 Personal Loans Consolidation Loan: 12.00% APR 36 months- As Low As(approximately $33 per $1000) 12.50% APR 60 months- As Low As (approximately $22 per $1000) Holiday/Vacation Loan: 7.00% APR up to 12 months- As Low As 7.50% APR up to 24 months- As Low As Share Secured: 3.40% APR - As low as Unsecured: 10.50% APR 36 months- As Low As 11.00% APR 60 months- As Low As 11.50% APR 61 months and over- As Low As Line of Credit: 6.75% APR (3.5% above the Prime Rate)- As Low As Student Loan Program OMEGA: 8.00% APR fixed (up to 60 months) Auto Loans Mobile Home - Used: 11.00% APR - As Low As Mobile Home - New: 10.25% APR - As Low As Recreational Vehicle - Used: 13.00% APR - As Low As Recreational Vehicle - New: 12.25% APR - As Low As Used Car (Term dependent on year of Vehicle): 4.49% APR 36 Months- As Low As(approximately $30 per $1000) 4.99% APR 48 months- As Low As(approximately $23 per $1000) 5.49% APR 60 months- As Low As(approximately $19 per $1000) New Car: 3.99% APR 36 months- As Low As(approximately $30 per $1000) 4.49% APR 48 months- As Low As(approximately $23 per $1000) 4.74% APR 60 months- As Low As(approximately $19 per $1000) 4.99% APR 72 months- As Low As(approximately $16 per $1000) Loan Rates are subject to change without notice. Mortgage Rates.  Home Equity Loans  APR* / Loan to Value (LTV) 5 Year Fixed Rate: 4.99% to 80% LTV (Approximately $18.87 per $1000) 10 Year Fixed Rate: 5.49% to 80% LTV 15 Year Fixed Rate: 6.59% to 80% LTV Line of Credit (HELOC) Variable Rate **: 4.25% (Prime Rate + 1%) to 80% LTV * APR = Annual Percentage Rate ** HELOC rates are subject to change semi-annually - the first day of January and July - and are indexed to the Prime Rate (as published in the Wall Street Journal). Maximum APR is 21% Mortgage Loan Programs Vacant Lot/Land Loans: 10.50% APR - fixed rate up to 12 years. Rates as of 7/15/10. Rates vary with loan amount: 4.50% 30 Year Fixed Rate 4.38% 20 Year Fixed Rate 4.25% 15 Year Fixed Rate 4.25% 10 Year Fixed Rate Please call 412-369-3807 or 3809 for current rates and programs as these change daily. Savings Rates. **Savings/Membership Account  .25% APY* Share Certificates 48 months: 2.20% (2.22% APY) 36 months: 1.90% (1.92% APY) 24 months: 1.40% (1.41% APY) 18 months: 1.20% APY 12 months : 1.10% APY 6 months: 0.90% APY 91 day: 0.70% APY Minimum balance to open - $1,000 A penalty may be imposed for early withdrawal. Individual Retirement Account Roth IRA Savings: 0.25% (.25% APY) 60 months (Roth IRA): 2.30% (2.32% APY) 36 months: 2.00% (2.02% APY) 24 months: 1.50% (1.51% APY) 18 months: 1.30% APY 12 months: 1.20% APY 6 months: 1.00% APY MasterPiece Money Market Over $50,000: 1.25% (1.257% APY) $25,000 to $49,999.99: 1.05% (1.055% APY) $10,000 to $24,999.99: 0.95% (.954% APY) $2,500 to $9,999.99: 0.45% (.451% APY) *APY=Annual Percentage Yield **Dividend rate paid previous quarter.  Rates are not guaranteed and are subject to change without notice.