Share Account Club Accounts Primary Account Share Certificate IRA MasterPiece Money Market This logo indicates the requirement for Adobe Acrobat Reader. Click here to download. Share Account  Everyone who joins OMEGA Federal Credit Union opens a Share (savings) Account. It is what establishes your membership and ownership at OMEGA FCU. This account offers you a great way to save, and set money aside for the unexpected. Payroll deduction is available into this account for an easy and convenient way to save. The features of a Share Account are as follows: It establishes your membership. A $50 minimum balance is required to keep your membership active. There is a one-time $5 membership fee.   See how to become a member! Club Accounts   Club Accounts allow you to divide up your savings for specific reasons. With a low $2 minimum balance requirement, they receive the same interest as your Share Account. You have the option of distributing your payroll deduction into any number of accounts. Whatever the reason to save, we have the club account for you!   Christmas Club - our most popular club lets you save money throughout the year for the holiday season. The amount you’ve saved will be made available in your Share Account the first business day in October.  At this time you can access the funds by: coming to a branch office and getting cash transfer funds into your Advantage Checking Account Use your STAR Debit MasterCard for point-of-purchase sales or withdraw money at the ATM call and request a check be mailed to your home You can start saving for the holidays anytime during the year. Withdrawal limitations apply.   Vacation Club - allows you to put money aside for your dream get-a-way. These funds are available any time during the year.   Share Certificate/IRA Club - enables you to build up your savings to roll over into a Share Certificate after $1,000 is saved or Individual Retirement Account after $500 is saved.   Escrow Club - gives you the opportunity to save up to pay your taxes and insurance on your home. This club is available to all members regardless of where your mortgage is held. For more details call the Mortgage Department at 412-687-9506.   Miscellaneous Club - allows you to put money aside for your car insurance, taxes, new computer or any other reason to save.   Open a club with payroll deduction and start saving today! For questions regarding a current club account or information on opening a new account, call 412-369-3822.  Download Payroll Deduction forms to start saving today!  Primary Savings Account Help your child learn the importance saving money.  Children under the age of 16 are eligible to open an account (with adult joint owner) with no fees and a minimum balance requirement of only $5 .  At age 17 their account is converted to a regular membership.  The child then can apply for other services such as checking and debit card (while maintaining adult joint owner).  You can even distribute a  payroll deduction into their account.  Our Primary Savings Account earns the same interest as a regular Share Account but, with these awesome benefits: Personalized passbook and Piggy bank Good Grades Payoff Promotion Buck-aneer Newsletter full of games and education Personalized Birthday Card and Letters   Check out for the latest news on what's happening with our Primary Savings Club!   Check out our for information on Student Loans, Packaged Account, and Keystone Rewards Program.   Open a Primary Account for the young saver in your life today! For questions regarding a Primary Account or information on opening a new account, call 412-369-3822. Membership Application Share Certificate Looking for a way to use that extra money in your Savings Account? Open a Share Certificate at OMEGA FCU! Just like CDs, they are solid, long-term investments that offer a higher yield than the Share Account and a guaranteed return on your investment. Share Certificates provide the following: Ideal investments for members who wish to invest larger sums of money for longer periods of time. $1,000 minimum balance* to open. Various rates and terms are available.   Open a Share Certificate Certificates may be purchased for a minimum of $1,000. Simply fill out a card that authorizes the Credit Union to transfer the money from your Savings Account (found at all teller locations or call).   Visit our for current rates and terms.   Call 412-687-9506 for additional information on how to open a Share Certificate today! Individual Retirement Account Start saving for your retirement or supplement your current 401K or pension plan.  Since your earnings are tax deferred, an IRA is a great way to set money aside for retirement. If you qualify, your contributions may be tax deductible. IRAs may be purchased for a minimum of $250. Various terms are available.  Call 412-687-9506 for additional information on how to open an IRA.   Visit our for current rates and terms.   Call 412-687-9506 with your questions about opening an IRA!  MasterPiece Money Market    Flexibility and higher earnings make the MasterPiece Money Market Account a great option for members looking to earn more on their savings while keeping their money liquid.    Requires a $2,500 minimum balance.  Access to funds by writing up to  three checks per month, each in the amount of $500 or more Checks provided at no charge.   As long as the balance is maintained throughout the month, you will earn dividends on your average daily balance for that month. If you fall below the required minimum balance you are not charged a fee–however you will not receive a dividend payment for that month. , Our MasterPiece Money market Account earns a higher rate of interest than an ordinary savings account or interest checking. Unlike a CD that ties up your money long-term, this account doesn’t lock your money in for a designated period of time.  Keep in mind, these checks are the only way to withdrawal money from your account. However, deposits can be made in any amount and even through payroll deduction.    Complete and print an application today!   Call 412-369-3819 with your questions.