A group of people reviewing pie and graph charts.

Deposit Rates






OMEGA Federal Credit Union Deposit Rates

Rates as of: 9/23/26
Individual Retirement Accounts (IRAs) ($250 - $7,000)
 
Rate Type APR% APY%
6 months 0.50% (Rate will increase up to .50% with qualified products/services) 0.50%
12 months 2.25% (Rate will increase up to .50% for qualified products/services) 2.25%
18 months 2.25% (Rate will increase up to .50% with qualified products/services) 2.25%
24 months 2.00% (Rate will increase up to .50% with qualified products/services) 2.00%
36 months 2.00% (Rate will increase up to .50% with qualified products/services) 2.00%
60 months (Roth IRA) 2.00% (Rate will increase up to .50% with qualified products/services) 2.00%
60 months Traditional 2.00% (Rate will increase up to .50% with qualified products/services) 2.00%
Masterpiece Money Market Account
 
Rate Type APR% APY%
$.01 - $2,499.99 0.35% 0.35%
$2,500 - $9,999.99 0.75% 0.75%
$10,000 - $24,999.99 1.00% 1.00%
$25,000 - $49,999.99 1.50% 1.50%
$50,000 and above 2.40% 2.40%

Savings Rates
 
Rate Type APR% APY%
Savings Account All other share accounts
$0 to $500 - 0.10%
Over $501.00 - 0.25%		 $0 to $500 - 0.10%
Over $500 - 0.25%
Membership Shares 01, 16, and 18 Shares
$0.00 to $500.00- 0.10%
$501.00 and above - 0.25%
 $0.00 to $ 500.00- 0.10%; $501.00 and above - 0.25%
Share Certificates ($1,000 minimum)
 
Rate Type APR% APY%
91 day 0.45% (Rate will increase up to .50% with qualified products/services) 0.45%
6 months 0.50% (Rate will increase up to .50% with qualified products/services) 0.50%
12 months 2.25% (rate will increase up to .50% with qualified products/services) 2.25%
18 months 2.25% (Rate will increase up to .50% with qualified products/services) 2.25%
24 months 2.00% (Rate will increase up to .50% with qualified products/services) 2.00%
36 months 2.00% (Rate will increase up to .50% with qualified products/services) 2.00%
48 months 2.00% (rate will increase up to .50% for qualified products/services) 2.00%

















a person making a purchase with their phone
leave your wallet behind

Make Fast, Secure Payments Right From Your Phone

 
Add your card once and enjoy fast, contactless payments anywhere accepted.