OMEGA Savings Accounts
Open a savings account with OMEGA Federal Credit Union with just a $5 minimum deposit and become a member-owner of the credit union. Your OMEGA FCU savings account serves as the foundation of membership, giving you access to competitive loan products, savings options, digital banking services, member resources, and exclusive benefits.
The $5 deposit represents your share ownership, also known as the par value balance required to maintain membership. Plus, your savings account earns dividends, helping your money grow while you enjoy the benefits of trusted, community-focused banking.
OMEGA Money Market Accounts
OMEGA Federal Credit Union’s Money Market Account offers the perfect combination of higher dividend earnings and convenient access to your savings.
Instead of leaving your money in a low-interest account, grow your savings with competitive tiered rates while still maintaining flexibility when you need access to your funds.
With a minimum opening deposit of $2,500, members can enjoy limited check-writing privileges, including up to three checks per month with a minimum amount of $500 per check. OMEGA FCU Money Market Accounts feature four dividend tiers based on your account balance, and a minimum balance of $2,500 is required to earn dividends.
It’s a smart savings solution for members looking to maximize earnings while keeping funds accessible.
With a minimum opening deposit of $2,500, members can enjoy limited check-writing privileges, including up to three checks per month with a minimum amount of $500 per check. OMEGA FCU Money Market Accounts feature four dividend tiers based on your account balance, and a minimum balance of $2,500 is required to earn dividends.
It’s a smart savings solution for members looking to maximize earnings while keeping funds accessible.
OMEGA Club Accounts
A specialized account to help you set funds aside for specific expenses such as holiday shopping, vacations, taxes, or any reason that you need to save for.
Types of Club Accounts
- Christmas Clubs: designed to help you build up funds throughout the year for end-of-year holiday shopping and expenses. Please note balances in this account will typically auto transfer to your primary savings account on October 1st
- Vacation Clubs: help you to save up for family travel or your dream vacation
- Escrow Clubs: help you save for your property taxes and other expenses related to your home
- Miscellaneous Clubs: help you save for any reason at all!
Club Account Features
- Deposits can be set up through payroll deduction to make savings a breeze
- Digital banking tools will allow you to check your savings progress 24/7
- Withdrawal funds whenever you are ready to use them (excludes Christmas Club)
CD and IRAs
Share Certificates
- Add certainty to how you save with a fixed rate
- Choose from a range of terms
- No setup or maintenance fees required
Individual Retirement Accounts (IRAs)
- Traditional and Roth IRAs available