Account Disclosures
Truth in Savings DisclosureThe Truth in Savings Disclosure provides detailed information about the various deposit accounts at OMEGA and information related to interest calculations, minimum opening deposits, our fee schedule, and other noteworthy items about your account.
The Funds Availability Policy Disclosure describes in detail your ability to withdraw funds at OMEGA.
Your Insured Funds
The NCUA insures funds in your OMEGA Federal Credit Union account
View the NCUA’s latest publication regarding how your funds are insured.
Optional Debt Cancellation Protection
OMEGA FCU offers our members various loan protection products to provide them peace of mind if an unexpected life event occurs. It relieves you of the financial burden of making your monthly loan payments when you are unable to do so. The cost of this optional protection is added right into your monthly loan payment.
OMEGA FCU offers our members various loan protection products to provide them peace of mind if an unexpected life event occurs. It relieves you of the financial burden of making your monthly loan payments when you are unable to do so. The cost of this optional protection is added right into your monthly loan payment.
Loss of Life Protection
This coverage cancels your outstanding loan balance if you should become deceased prior to your loan being paid off. Loss of Life Protection provides your surviving family members peace of mind knowing they will not be financially responsible for the debt they inherited from you as a result of your death.
This coverage cancels your outstanding loan balance if you should become deceased prior to your loan being paid off. Loss of Life Protection provides your surviving family members peace of mind knowing they will not be financially responsible for the debt they inherited from you as a result of your death.
Disability Protection
This coverage pays your monthly loan payment up to an agreed maximum amount for an agreed maximum term if you are unable to work due to an approved illness or injury.
This coverage pays your monthly loan payment up to an agreed maximum amount for an agreed maximum term if you are unable to work due to an approved illness or injury.
Involuntary Unemployment Protection
This coverage pays your monthly loan payment up to an agreed maximum amount for an agreed maximum term if you become involuntarily unemployed as a result of job loss or layoff.
This coverage pays your monthly loan payment up to an agreed maximum amount for an agreed maximum term if you become involuntarily unemployed as a result of job loss or layoff.
To inquire about Optional Debt Cancellation Protection on your OMEGA FCU loan, please call 412-369-3800 x 702.