Home Equity Loans and HELOC
Put your home's equity to work with flexible financing from OMEGA Federal Credit Union. Whether you're planning home improvements, consolidating debt, covering education expenses, or funding life's unexpected costs, we offer home equity solutions designed to fit your needs.
Home Equity Loan
Borrow up to 80% of your home's appraised value, minus the balance of your first mortgage, with a fixed interest rate and predictable monthly payments. Enjoy competitive rates and flexible repayment terms for up to 15 years. Home Equity Loans are available starting at $5,000 and are ideal for larger, one-time expenses.
Home Equity Line of Credit (HELOC)
A Home Equity Line of Credit (HELOC) gives you ongoing access to funds when you need them. Borrow up to 80% of your home's appraised value, less the balance of your first mortgage, and use your available credit for home projects, debt consolidation, emergencies, or other financial goals.
Access your HELOC through online banking, telephone banking, line of credit checks, or by visiting any OMEGA branch or service center. HELOCs are available starting at $5,000, with advances as low as $100.
If you're looking for a Home Equity Loan or HELOC in Pennsylvania, OMEGA Federal Credit Union is here to help you make the most of your home's value with personalized service and flexible borrowing options.
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