a couple reviewing documents

CDs and IRAs

High-Yield Share Certificates for Smarter Saving

Share Certificates, just like CDs, are solid, long-term investments that offer a higher yield than a savings account and a guaranteed return on your investment.
 

Benefits Include:

  • Fixed rates that beat standard savings accounts.
  • Select the term that best fits your financial plan.
  • Various rates and terms to suit your needs.
  • Automatic renewal at maturity unless you indicate otherwise
 
**Early withdrawal penalties may apply

Individual Retirement Accounts Designed for Your Future

OMEGA Federal Credit Union offers Traditional and Roth IRA options designed to help members build long-term financial security and prepare for retirement with confidence.
 

Benefits Include:

  • Long-term savings with competitive dividends.
  • Tax-deferred earnings, if applicable.
  • Low risk.
  • Minimal maintenance.
  • Easy set-up.
  • Contributions may be tax-deductible. (Check with a Tax Professional).
 
Choose from:
  • Traditional IRA Certificate - The classic retirement savings account with competitive rates and terms to suit your retirement needs.
  • Roth IRA - A tax-savings retirement account with additional guidelines as required for the Roth IRA product.
  • IRA Club Account - Build up your savings over time and roll into an IRA after you reach the $250 minimum required.





















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