Privacy Policy

What Does Omega Federal Credit Union Do With Your Personal Information?

Rev. Date 12/2016

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the products or services you have with us. The information can include:
  • Social Security number and income.
  • Account balances and payment history.
  • Credit history and credit scores.
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons OMEGA FCU chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Omega Federal Credit Union Share? Can You Limit This Sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes–
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Do Not Share
For our affiliates' everyday business purposes–
information about your transactions and experiences		 No We Do Not Share
For our affiliates' everyday business purposes–
information about your creditworthiness		 No We Do Not Share
For non-affiliates to market to you No We Do Not Share
Questions
Call (412) 369-3800
Who We Are
Who is providing this notice? Omega Federal Credit Union
What We Do
How does Omega Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are trained in the importance of maintaining member privacy.
How does Omega Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
  • Open an account or deposit money.
  • Pay your bills or apply for a loan.
  • Use your debit or ATM card.
We also collect personal information from others such as credit bureaus and other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes, information about creditworthiness.
  • Affiliates from using your information to market to you.
  • Sharing for non-affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial or non-financial companies.
  • OMEGA Federal Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Third-party service providers
Joint marketing A formal agreement between non-affiliated financial companies that together market products or services to you.
  • OMEGA FCU has no formal joint marketing agreements.