Auto Loans
Competitive Auto Loans for New and Used Vehicles
Whether you're going new or used, OMEGA offers competitive auto loan rates and flexible financing options for new and used vehicles, helping members get behind the wheel with confidence.
Why choose OMEGA FCU for your Auto Loan?
- Pre-approvals so you know what you can afford before you shop for your new car.
- Rebate or 0% Financing.
- Competitive interest rates.
- Flexible repayment terms up to 84 months.
- Convenient payment options, including our secure online payment portal.
Our Rates
New Auto
Used Auto
Guaranteed Asset Protection (GAP)
OMEGA Federal Credit Union offers Guaranteed Asset Protection (GAP) coverage for members financing vehicles or RVs through OMEGA FCU. If your vehicle is declared a total loss due to theft or accident damage, GAP coverage helps pay the difference between your insurance settlement and the remaining loan balance, helping protect you from unexpected out-of-pocket costs. This affordable protection provides added financial security and peace of mind and can be conveniently included in your monthly loan payment.
Mechanical Breakdown Coverage
OMEGA FCU also offers affordable Mechanical Breakdown Coverage to help protect members from costly vehicle repairs. Coverage is available for eligible vehicles, whether or not the loan is financed through OMEGA Federal Credit Union and often costs less than dealership warranty plans. Members can choose from a variety of coverage levels, terms, and deductible options designed to fit different vehicles and budgets.
Mechanical Breakdown Coverage can also be included in your loan financing for added convenience and long-term savings.
Flexible loans, real life
Simple, Straightforward Loans for Life's Important Moments
Personal loans help cover expenses, big plans or unexpected moments.